Dispute a total loss settlement offer that is too low

Independent total loss appraisal help for vehicle owners who believe the insurance company's settlement offer is too low.

How we help

Insurance offer too low? Dispute the valuation and get the settlement you deserve.

  • Review the insurer's valuation report for missing options, bad comparables, and condition issues.
  • Explain the appraisal clause or dispute options in plain language.
  • Prepare documentation that supports a stronger settlement position.
  • Help vehicle owners communicate clearly with the insurance company.

Common questions about Total Loss Settlement

Can I dispute the insurance company's total loss value?

Yes. Many policies give you a path to challenge the value, especially when the report uses weak comparables, misses vehicle options, or does not reflect the real condition.

What should I bring for a total loss review?

Bring the insurer's valuation report, policy information, photos, repair history, vehicle options, mileage, and any comparable vehicles you have found.

Need help with total loss settlement?

Talk with an independent appraiser, then start a secure file through Folder Co. when you are ready.